General FAQs

Can I choose what my savings are invested into?
Yes. There are over 300 different investment funds from a wide range of world-class investment managers available, as well as various index-tracking ETFs, i...
Thu, 3 Sep, 2020 at 2:31 AM
Where can I see the list of all investment fund options?
Here: https://www.investors-trust.com/products/fund-platform/   When your account is open, you will also be able to access this information, and a lot mor...
Thu, 3 Sep, 2020 at 2:32 AM
How do I change which investment funds I am invested into?
Everything is done through your secure online login with Investors Trust, which is packed with features and easy to use (and user guides are easily accessib...
Thu, 3 Sep, 2020 at 2:33 AM
How is this product different from other savings plans?
Whilst many savings plans from various countries differ from each other in some ways, there are several features of this savings plan which make it notably ...
Thu, 3 Sep, 2020 at 2:34 AM
Are there any fees or charges for changing the investment funds held within my savings plan?
No – you can change the investment funds you hold, for free, up to 15 times per year. And if you are changing more than one fund holding, it still counts as...
Thu, 3 Sep, 2020 at 2:38 AM
Is there a minimum contract period?
Yes. The minimum contract period is known as the “initial period” – this is the length of time you need to stick to the plan to be sure that your savings pl...
Thu, 3 Sep, 2020 at 2:41 AM
Is there a penalty if I want to close my savings account and withdraw my money early?
You can make withdrawals from your savings account, for free, at any time after the “initial period” has been completed, as long as you leave enough in the ...
Thu, 3 Sep, 2020 at 2:41 AM
Are there any credit or debit card fees for paying into my savings?
No. Nil. Nada.
Thu, 3 Sep, 2020 at 2:42 AM
Is this savings plan linked to the stock market?
Yes, assuming you choose investment funds which are linked to the stock market (most are, not all). By default, we’ll set up your account with 100% of the m...
Thu, 3 Sep, 2020 at 2:45 AM
Is this product licensed and regulated?
Yes – in three jurisdictions: Cayman Islands (UK Overseas Territory), Puerto Rico (USA Overseas Territory), and Malaysia.
Thu, 3 Sep, 2020 at 2:46 AM