General FAQs

What are the charges/fee/costs for this savings plan?
An annual administration charge based on the total premiums due from inception to the relevant policy anniversary: Years 1 through 10 – 1.9% per year Year...
Thu, 3 Sep, 2020 at 2:47 AM
What are the risks associated with this savings plan?
Investment risk: The value of your savings is directly and inextricably linked to the performance of the investment funds that you choose. When the value of...
Thu, 3 Sep, 2020 at 2:48 AM
What happens at the end of the savings plan?
When you reach the end of your chosen duration, your savings plan is complete and you have the choice of what to do with the assets you have accumulated. Th...
Thu, 3 Sep, 2020 at 2:48 AM
What happens if I am late making a payment into my savings plan?
There is a grace period of 90 days, so you have up to a maximum of 90 days to make up the late payment without affecting any loyalty bonuses. In addition, i...
Thu, 3 Sep, 2020 at 2:49 AM
What happens if I miss a savings plan payment?
Any time a payment is missed for any reason, you will receive an automated email notification directly from Investors Trust, and you can change or update yo...
Thu, 3 Sep, 2020 at 2:49 AM
What is a reasonable expectation for the future value of my savings plan?
The savings calculator, “Crunch The Numbers” on our main homepage at www.SavingsForNomands.com shows you three different possible future values for your sav...
Thu, 3 Sep, 2020 at 2:56 AM
What is an initial period?
This is the minimum contract period that you need to complete to ensure that your savings plan has value in future, even if you stop paying in to it for any...
Thu, 3 Sep, 2020 at 2:56 AM
What are the Terms & Conditions of this savings plan?
They are published in full here: https://SavingsForNomads.com/terms-conditions/
Thu, 3 Sep, 2020 at 2:57 AM
What is my savings money invested into?
You can choose – there are over 300 highly-rated international investment funds from a range of major fund managers available for you to select. You can cho...
Thu, 3 Sep, 2020 at 2:57 AM
What is the average annual return on the S&P500 Index?
The long-term average return is just under 10% per year. For more information on the S&P Index and its historical return, there is lots of information f...
Thu, 3 Sep, 2020 at 2:58 AM